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Check your card type

Everyday is for one-time purchases, such as shopping. It does not support subscriptions or recurring payments. Choose Subscriptions for recurring payments or Campaigns for advertising. Check the selected card's listed mobile-wallet support before adding it.

Add your card in Google Wallet

Open Google Wallet on a supported device. Choose Add to Wallet, then Payment card and New credit or debit card. Enter the card details manually and follow the verification prompts. Use your own cardholder details if requested.

Choose email verification

For ZexoCard wallet setup, choose Email when the verification options appear. Retrieve the code from your email or from your ZexoCard account: Notification bell → Show code, or My cards / Transactions → Latest card OTP. Use Refresh OTP if you are waiting for a newer code.

Email is the only verification method supported here. If only a phone number is offered, email verification is unavailable for that setup. The number is set by the issuer; neither you nor ZexoCard support can change it or receive its SMS code.

Where can I use Google Pay?

Use Google Pay with a compatible card and a supported merchant. Availability depends on Google Wallet, your device and merchant acceptance. Gambling, cash or ATM withdrawals, and money transfers are not supported.

A contactless payment failed but no transaction appears

First refresh card activity to allow for reporting delays. If no authorization is recorded, the attempt may have stopped before reaching the card, at the wallet, terminal or merchant’s payment processor. This alone does not mean the card or country is blocked.

Check that NFC is on and Google Wallet says the card is ready for contactless payments; being the default card is not enough. Keep enough card balance for the purchase, fees and any temporary authorization hold. Some terminals use offline or no-PIN processing that may not work with this virtual card.

For a purchase you already intend to make, try another terminal or an online merchant that accepts the card. A slightly higher purchase amount may use a different verification flow, but approval is not guaranteed. Avoid repeated attempts; check for pending charges before trying again.

Setup instructions

Apple Pay setup and troubleshootingGoogle Pay setup and contactless payments

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