How a crypto virtual card works
A crypto virtual card gives you card details for supported card payments, with spending funds loaded using cryptocurrency. It is a prepaid product: the balance you load is available to spend, rather than a credit limit or loan. The merchant receives a card payment; it does not need to accept the cryptocurrency you used to fund your account.
Choose a card for your payments
Everyday is for one-time purchases, such as shopping. It does not support subscriptions or recurring payments. Choose Subscriptions for recurring payments or Campaigns for advertising. Check the selected card's listed mobile-wallet support before adding it.
Everyday
For one-time purchases, such as shopping. This card does not support subscriptions or recurring payments. Choose Subscriptions for those payments or Campaigns for advertising.
- Apple Pay, Google Pay and Samsung Pay on supported devices
- One-time purchases, such as shopping
- Up to $100,000 per purchase and $500,000 per month
- Reloadable: can top up anytime
- $0.25 per merchant transaction, deducted from your card balance.
Subscriptions
For subscriptions, AI tools and cloud services.
- Apple Pay, Google Pay and Samsung Pay on supported devices
- Shopping, subscriptions, AI tools, advertising and cloud services
- Up to $100,000 per purchase and $500,000 per month
- Reloadable: can top up anytime
- No merchant transaction fee.
Campaigns
For Meta, Google and TikTok advertising.
- Apple Pay, Google Pay and Samsung Pay on supported devices
- Shopping, subscriptions, AI tools, advertising and cloud services
- Up to $100,000 per purchase and $500,000 per month
- Reloadable: can top up anytime
- No merchant transaction fee.
Buy a virtual card with crypto
Register, choose your card type and review the funding options shown in your account. You can deposit a supported cryptocurrency into your ZexoCard wallet, then use the credited funds to order a card. Where available, direct crypto card payments let you review a payment quote for a selected new-card order instead.
Wallet funding and a direct card payment are different instructions. Follow the route you selected and check the token, network, amount and expiry before sending. A blockchain transfer being confirmed does not mean the card is already ready to use; follow the order status until the card appears in My cards.
Compare the total cost, not just the card balance
The amount loaded onto a card is different from the total needed to purchase it. Review issuance and funding fees before confirming. Crypto network and conversion costs may also apply. The current order screen and payment instructions show the applicable amounts; use those figures rather than an old quote or a saved address.
A crypto prepaid card also needs enough available balance for its payments. Check any merchant transaction fee displayed for the selected card type, and leave enough funds for the purchase and applicable charges.
Keep each card easy to recognize
Give separate cards descriptive names for your own records. When reloading or reviewing a transaction, check both the name and last four digits. Your ZexoCard wallet balance is separate from each card's balance; depositing into the wallet does not load every card automatically.
Frequently asked questions
Is this a crypto credit card?
No. These are prepaid cards funded before spending, with no borrowing or overdraft provided by the card balance.
Can I reload an existing card?
Yes, use the available top-up option for the selected card and review its minimum and fees. Read the reloadable virtual card guide before funding.
Can every card be added to a mobile wallet?
No. Mobile-wallet compatibility is product-specific and depends on supported devices and regions. Choose the eligible card and follow the Apple Pay or Google Pay guide.