Card spending limits
Each ZexoCard card supports up to $100,000 per single transaction and $500,000 per calendar month. There is no separate daily spending cap. These limits apply per card.
Your selected card must have enough available funds to cover the payment and any applicable charges. Read the card spending limits guide for examples of how the limits work together.
Match each limit to its purpose
A deposit minimum applies to the crypto transfer into your wallet. A minimum recharge applies when loading a card. A spending limit applies to purchases on that card. These are separate amounts, so meeting one does not automatically meet the others.
Check the amount available to load
Your wallet must cover the card recharge and its funding fee. A new card can also have an issuance charge. The current amounts are shown in the relevant funding or order screen.
Review the fees for your card
Card issuance, funding, crypto conversion and merchant transaction charges have different purposes. Check the pricing page and the fee information for your selected card. A fee that applies to one card product may not apply to another.
Before a larger purchase
Open the selected card and review its available balance and transaction history. Keep money held in your wallet separate from funds already loaded onto that card. Pending activity can affect the amount available for another purchase.
Frequently asked questions
What are the spending limits?
Up to $100,000 per single transaction and $500,000 per calendar month, per card. There is no separate daily cap.
Is the monthly limit based on the last 30 days?
No. It applies to a calendar month, such as September or October.
Are spending limits the same as funding minimums?
No. Spending limits describe the maximum purchase amounts. Funding minimums describe the minimum amount you can load. Follow the amounts shown for the current card order or recharge.